Happy Breeds More Happy

In the 20th century, the typical retirement lasted about 10 to 15 years. These days, if you retire in your 60s, your golden years could last upward of 30 years or more. The more people recognize this, the more it becomes evident that we can’t work our careers in quite the same manner anymore. Working […]

2015: Beyond the Cold

As we dig out from under the snow this winter, it’s important to remember that, despite life’s uncertainties, you can always count on one thing: Spring will come. It may be a small comfort, but it never fails that sunshine, warmer temperatures, blooming flowers, leaves appearing back on the trees and people enjoying themselves outdoors has […]

Is your advisor a fiduciary?

On Monday, February 23, President Obama spoke at an AARP function about the importance of having an advisor who is held to fiduciary standards. Investment advisors that are held to fiduciary standards are required by law to put their clients’ interests above their own; whereas, brokers who are not held to the same standards can […]

What is the “Real” Unemployment Rate?

We’ve seen big news lately that the unemployment rate has gotten all the way down to 6.1%. Sounds pretty good, doesn’t it? Finally,  jobs are now available for almost anyone that wants  to work. After all, 5% unemployment is widely considered to be full employment so 6.1% is pretty close, right? Not so fast! It […]

72% of Boomers Want To Work In Retirement

If you’ve been watching the tv show you know that I believe that retirement is being “re-defined” by Baby Boomers. As a group, they have been known for breaking the rules and replacing them with rules that work for them. So why should retirement be any different? It turns out that a big percentage of […]

Underwater Mortgages Still Holding Back Real Estate Markets

Those of you who have been following this blog for years will remember how I shared a lot of information a few years back on “underwater mortgages”. These are situations where the home is worth less than the mortgage son it. After the 2008 crash, up to 1/3 of homes with mortgages were underwater. Today, […]