Surprising Findings

Sometimes, hidden among the gloom and doom news headlines and economic predictions, we find little nuggets of information that surprise and can even make our day. For example, thanks to national budget cuts, fewer taxpayers are being audited. The average taxpayer’s chance of being audited has dropped by 23 percent in the past three years, […]

Best-Laid Plans

A recent survey revealed that six out of 10 Americans believe they are inadequately prepared for a financial emergency, and only 50 percent feel that they are overall financially secure. For most, planning for retirement is one of their biggest worries. This stress is further exacerbated by the fact that most Americans reported having experienced […]

Longevity Decisions

People over age 90 are now the fastest growing segment of the U.S. population. By mid-century, this population is expected to quadruple. Many researchers currently are studying what the commonalities are for longevity and whether we can replicate them either in lifestyle choices or perhaps even pharmaceutically. A “60 Minutes” episode last year revealed some […]

Happy Breeds More Happy

In the 20th century, the typical retirement lasted about 10 to 15 years. These days, if you retire in your 60s, your golden years could last upward of 30 years or more. The more people recognize this, the more it becomes evident that we can’t work our careers in quite the same manner anymore. Working […]

2015: Beyond the Cold

As we dig out from under the snow this winter, it’s important to remember that, despite life’s uncertainties, you can always count on one thing: Spring will come. It may be a small comfort, but it never fails that sunshine, warmer temperatures, blooming flowers, leaves appearing back on the trees and people enjoying themselves outdoors has […]

Is your advisor a fiduciary?

On Monday, February 23, President Obama spoke at an AARP function about the importance of having an advisor who is held to fiduciary standards. Investment advisors that are held to fiduciary standards are required by law to put their clients’ interests above their own; whereas, brokers who are not held to the same standards can […]

What is the “Real” Unemployment Rate?

We’ve seen big news lately that the unemployment rate has gotten all the way down to 6.1%. Sounds pretty good, doesn’t it? Finally,  jobs are now available for almost anyone that wants  to work. After all, 5% unemployment is widely considered to be full employment so 6.1% is pretty close, right? Not so fast! It […]