The Business of Risk

Cyber threats have created an interesting conundrum in which the criminal perpetrators are frequently more tech savvy than those responsible for preventing their crimes or apprehending them. And the situation, at the moment, doesn’t really show signs of improving. Several national security experts recently issued recommendations to help address the problem. They referred to the […]

City Planning for a Better Future

The plight of elderly citizens tends to dominate news headlines. Topics like Medicare, Social Security, health care and long-term care are often referred to as “senior issues.” But as the larger population continues to age — and not die — many more issues will come to light, and we may even drop the word “senior” […]

Make a Long Life Worth Living

Robert Browning once wrote, “Grow old along with me! The best is yet to be.” Today, the average life expectancy in America is 81 for women and 76 for men. But those are averages. The reality is that some people will die earlier and others will live much longer. Those who live longer are not […]

Going Global

Not everyone has the opportunity to travel. But doing so can open up a world of opportunities — not just in learning more about the world, but in expanding the way we think. Just seeing life lived in ways other than how we grew up can help us understand different perspectives. We often criticize young […]

SHP Financial’s VIP Summer Grilling Experience 2015

A wonderful time was had by all at SHP Financial’s VIP Client Summer Grilling Experience held on June 10, 2015 at Mirbeau Inn & Spa at Pine Hills in Plymouth. It was a spectacular evening out on the terrace of the Henri-Marie where Chef Coe grilled up a delicious meal for our special guests. As you […]

Taxes Filed. Now What?

In a 1789 letter to Jean-Baptiste Leroy, Ben Franklin wrote, “Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.” It’s interesting that while the Constitution has changed only minimally since 1787, the tax code changes all […]

Surprising Findings

Sometimes, hidden among the gloom and doom news headlines and economic predictions, we find little nuggets of information that surprise and can even make our day. For example, thanks to national budget cuts, fewer taxpayers are being audited. The average taxpayer’s chance of being audited has dropped by 23 percent in the past three years, […]

Best-Laid Plans

A recent survey revealed that six out of 10 Americans believe they are inadequately prepared for a financial emergency, and only 50 percent feel that they are overall financially secure. For most, planning for retirement is one of their biggest worries. This stress is further exacerbated by the fact that most Americans reported having experienced […]

Longevity Decisions

People over age 90 are now the fastest growing segment of the U.S. population. By mid-century, this population is expected to quadruple. Many researchers currently are studying what the commonalities are for longevity and whether we can replicate them either in lifestyle choices or perhaps even pharmaceutically. A “60 Minutes” episode last year revealed some […]

Happy Breeds More Happy

In the 20th century, the typical retirement lasted about 10 to 15 years. These days, if you retire in your 60s, your golden years could last upward of 30 years or more. The more people recognize this, the more it becomes evident that we can’t work our careers in quite the same manner anymore. Working […]