THE SHP FINANCIAL PROCESS
At SHP Financial, we offer a wide range of financial planning and wealth management services focused on individuals who are in or nearing retirement age. We believe you deserve to spend more time living and dreaming than wondering and worrying during retirement. What makes that possible is high-quality holistic financial planning that leaves no stone left unturned.
READY TO TAKE THE NEXT STEP?
All of the financial services we offer fall under one of the five key areas of our SHP Retirement Road Map® process. Once we develop your plan, we will not stop there. Now, begins the journey. We will be there to help you implement and manage your plan every step of the way for the rest of your life. Take the first step toward having the retirement you’ve always dreamed of! Click below to schedule a complimentary, no obligation consultation today!
Want to know more about our process? Scroll down and read below.
STEP 1
INCOME PLANNING
On your Retirement Road Map®, we’ll evaluate your current income situation and we’ll help to ensure your expenses can be paid month to month with reliability and predictability. Next, we’ll help ensure that we’ve maximized your social security, look into your pension options & decisions, plan for a premature death of a spouse, inflation, & other considerations critical for your income plan.
STEP 2
INVESTMENT PLANNING
Depending on your risk tolerance and risk capacity, we’ll create portfolios that are customized to your overall financial goals. By being an independent Registered Investment Advisor, we are not tied in with a large “wire house” institution, which means we can offer a universe of funds and equities to create cost-efficient and high quality portfolios.
STEP 3
TAX PLANNING
The main goal of our tax planning is to generate more tax diversification. This means that we’ll assess your current tax liability whether it is income taxes, capital gain taxes, or estate taxes and develop strategies to minimize the taxes you pay during your retirement, as well as when passing on your wealth to the next generation.
STEP 4
HEALTHCARE PLANNING
Understanding the healthcare system can be overwhelming. Whether you are trying to retire before Medicare, on Medicare, or concerned about the high costs of Long-Term Care, we take the time to ensure that you know your options, and create a plan that matches your health and budget.
