Retirement Roadmap

THE SHP
FINANCIAL PROCESS

At SHP Financial, we offer a wide range of financial planning and wealth management services focused on individuals who are in or nearing retirement age. We pride ourselves on developing thorough, written retirement plans and micromanaging every aspect of your retirement, so that you can rest easy, knowing that your assets are protected and you will have enough money to last the rest of your life.

READY TO TAKE THE NEXT STEP?

All of the financial services we offer fall under one of the five key areas of our SHP Retirement Roadmap® process. Once we develop your plan, we will not stop there. Now, begins the journey. We will be there to help you implement and manage your plan every step of the way for the rest of your life. Take the first step toward having the retirement you’ve always dreamed of! Click below to schedule a complimentary, no obligation consultation today!

Want to know more about our process? Scroll down and read below.

STEP 1

INCOME PLANNING

On your Retirement Roadmap®, we’ll evaluate your current income situation and expenses to ensure they are sustainable for your life. Next, we’ll make sure that we have maximized your social security, looked into your pension options and decisions, planned for a pre-mature death of a spouse, inflation, and other considerations that are critical for your income plan.

STEP 2

INVESTMENT PLANNING

Depending on your risk tolerance and risk capacity, we’ll create portfolios that are customized to your overall financial goals. By being an independent Registered Investment Advisor, we are not tied in with a large “wire house” institution, which means we can offer a universe of funds and equities to create cost-efficient and high quality portfolios.

STEP 3

TAX PLANNING

The main goal of our tax planning is to generate more tax diversification. This means that we’ll assess your current tax liability whether it is income taxes, capital gain taxes, or estate taxes and develop strategies to minimize the taxes you pay during your retirement, as well as when passing on your wealth to the next generation.

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STEP 4

HEALTHCARE PLANNING

Understanding the healthcare system can be overwhelming. Whether you are trying to retire before Medicare, on Medicare, or concerned about the high costs of Long-Term Care, we take the time to ensure that you know your options, and create a plan that matches your health and budget.

STEP 5

LEGACY PLANNING

By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, help control how the money is to be given, and minimize the taxes that are paid.

LETS GET
STARTED

Get started on your retirement roadmap journey and work toward having the retirement you’ve always dreamed up!

Your Journey Begins Here!

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THE SHP FINANCIAL RETIREMENT ROADMAP® PROCESS

Your Journey Begins Here!