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Financial Advisor Serving Quincy, MA

Retirement Planning for Quincy and the South Shore

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Quincy residents have spent decades building their financial lives in one of Massachusetts' most storied and diverse communities. Making the most of that foundation in retirement takes careful, personalized planning. SHP Financial works with individuals and families throughout Quincy and the South Shore, providing comprehensive retirement guidance through our proven SHP Retirement Road Map® process. Our team of fiduciary financial advisors and registered investment advisors works exclusively with individuals in or approaching retirement, building strategies designed to provide income, security, and peace of mind for the years ahead.

Discover Your SHP Retirement Road Map©

Plan Your Retirement

For over 20 years, SHP Financial has been helping Massachusetts families build retirement plans that hold up in the real world. We work with clients throughout Quincy and the South Shore, offering holistic retirement financial planning that addresses every aspect of your financial life in one coordinated strategy.

The SHP Retirement Road Map® is our five-part process covering income, investments, taxes, healthcare, and legacy planning. We build every road map around your specific goals and circumstances — and we remain your planning partner through every stage of retirement, monitoring and adjusting your plan as things change.

Retirement should feel like a reward, not a financial gamble. A comprehensive plan is what makes the difference. Let us help you build one.

Plan Your Retirement

Our Financial Advisors

Get to know the experienced professionals at SHP Financial who serve Quincy and the South Shore with personalized, comprehensive retirement planning guidance.

Meet the Team
Meet The Team

As Seen or Heard On

SHP Retirement Road Map©

01

Income Planning

Replacing a steady paycheck with a dependable retirement income stream is one of the most important -- and most underestimated -- challenges of retirement. We help Quincy clients evaluate every income source available to them, from Social Security and pensions to retirement account withdrawals and annuity options, building a coordinated cash flow strategy that covers their needs today while preserving their financial security well into the future.

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02

Investment Planning

Protecting what you have saved is just as important as growing it. We review your existing investments, identify gaps and inefficiencies, and build a diversified portfolio aligned with your retirement timeline and income needs. Our approach prioritizes cost efficiency, appropriate risk levels, and long-term stability -- all guided by our fiduciary commitment to act in your best interest, free from any commissions or product-driven recommendations.

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03

Tax Planning

Taxes do not end at retirement, but thoughtful planning can significantly reduce what you owe over time. We take a proactive, forward-looking approach to managing your tax picture in retirement, looking at income tax, capital gains, Roth conversion opportunities, required minimum distributions, and Massachusetts state tax considerations. The result is a more tax-efficient retirement that helps your savings last longer and go further.

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04

Health Care Planning

For many Quincy residents, the shift from employer-provided health coverage to Medicare marks one of the most complex transitions in retirement. We help you evaluate your Medicare plan options, identify appropriate supplemental coverage, plan for potential long-term care costs, and project your total healthcare expenses so they are built into your financial plan from the start -- not discovered as a surprise down the road.

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05

Legacy & Estate Planning

What you leave behind matters as much as how you live in retirement. We work alongside estate planning attorneys and tax professionals to help you develop a clear, well-structured plan for transferring your assets -- whether to family members, a charitable organization, or both. From wills and trusts to beneficiary designations and gifting strategies, we help make sure your legacy reflects your values and your wishes.

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Retirement Planning for Boston Area Residents

SHP Financial works with clients throughout Quincy and the broader South Shore region, including Weymouth, Milton, Randolph, Holbrook, Braintree, Cohasset, Scituate, Norwell, Hull, and surrounding communities. Our Braintree client meeting office — located just minutes from Quincy — provides a convenient and accessible option for South Shore residents to meet with our advisors in person.

Quincy is one of the most diverse and historically rich cities in Massachusetts, home to a wide range of residents approaching retirement — from longtime South Shore families and public sector workers to professionals who built careers in Boston and are now planning their next chapter closer to home. Our advisors understand the range of retirement planning needs across this community and bring the experience to help each client build a plan that fits their life.

Our Massachusetts Office Locations

Plymouth, MA
(Headquarters)

225 Water Street, Building C, Suite C210
Plymouth, MA 02360

Woburn, MA

400 Tradecenter Drive, Suite 7810
Woburn, MA 01801

Hyannis, MA

724 Main Street
Hyannis, MA 02601

Marlborough, MA
(Client Meetings)

11 Apex Dr, Suite 300, Building A
Marlborough, MA 01752

Braintree, MA
(Client Meetings)

25 Braintree Hill Office Park, Suite 200
Braintree, MA 02184

Phone: (866) 746-2401

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Email: ask@shpne.com

What can you expect from SHP?

We stand out as a leader among retirement planning firms serving Quincy and the South Shore in many ways, including:

Client-first Mentality

We are a trusted partner in your retirement journey. We do well when you do. We are committed to our clients' well-being and act in their best interests at all times.

Personalized Service

We understand that every situation is unique. We customize our approach to meet your specific needs and work toward the goals that matter most to you.

Trusted Advisors

Our team includes CFP® professionals and specialists in investment management, tax strategy, and estate planning. We take a team approach to developing your customized plan.

Long-term Vision

Our five-part planning process creates strategies for the long haul. We stay with you through every stage of retirement, managing and adjusting your plan for life.

Confidentiality and Security

With a secure client portal, password-protected communications, and encrypted digital vault technology, your sensitive financial data is protected at every level.

Clear Communication

We recognize that financial planning can feel complex. We make sure you understand every aspect of your plan with clear, straightforward guidance at every step.

Our Clients' Experiences

All of the following testimonials are from current SHP Financial clients, and no compensation has been given for their statements.

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Matt is knowledgeable, easy to reach if we have questions. We give Matt and his team an A++.

Carmela Z.

Matt took us through a learning curve and showed us we could have a livable income in retirement. Allowed us to retire on our terms. Regular checkups help us stay on track. When needed the service crew has been very efficient.

Anonymous

SHP (Matthew Peck) has continually exceeded our expectations. While we believe he certainly knows what is best for us financially he creates an atmosphere of partnership which fosters a sense of freedom in all of our encounters. I have complete trust in SHP and Matthew which I never thought possible in this arena.

Dutch H.

Matt Peck has made us feel like family. The office staff is always friendly and efficient.

Steve and Cindy

We find SHP to be very professional and personable . Every interaction has been excellent – things are explained fully and we feel we can ask questions at any point. We feel like SHP is part of an extended family looking out for our best interest.

Steve & Amy Ramondi

Since joining SHP and working with Mark Kenney my stress level about my financial future has been reduced. I have been able to accomplish all the tasks I needed to prepare for and executing an early retirement. I know whatever the future holds I will be prepared properly.

David S.

An organized, high integrity company. Derek has been great and extremely responsive. I have referred several people to the business which is the highest compliment.

David C.

Matt Peck has been very helpful and knowledgeable which put our minds at ease, it was also very helpful having Keith McManus handling our Trust and Estate Documents. We have referred many of our friends to SHP.

Rita Z.

Very happy with their service. Always respond quickly if we have a question or need assistance.

Donna D.

Keith has been compassionate and patient and I know he wants the best for my family. After my husband passed away they took care of many issues that came up. I don't believe it was in the "job description".

Karen M.

Ready to Take the Next Step?

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SHP Financial is proud to serve Quincy and the South Shore with retirement planning that is personalized, comprehensive, and backed by more than 20 years of experience working with Massachusetts families. Whether you are nearing retirement or already in it, our fiduciary advisors are ready to help you build a plan that works for your life. Schedule a complimentary, no-obligation consultation today.

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