Financial Services
The SHP Financial Process
At SHP Financial, we provide a wide range of financial planning and wealth management services tailored for individuals approaching or in retirement. We strive to deliver holistic, high-quality financial plans that cover every detail so you can live your dreams rather than worry about the future. Your journey begins here.
SHP Retirement Road Map©
01
Income Planning
The transition to retirement requires a shift in money management. That is why income planning is the foundation of our SHP Retirement Road Map© process. We help ensure you have a steady, reliable cash flow to cover your needs and support your goals from the every day to the extraordinary. We try to maximize your Social Security benefits, prepare for inflation, and implement a spousal plan. Let us craft a personalized income strategy that helps to secure your financial future.
02
Investment Planning
At SHP Financial, we help you maximize returns while working to safeguard your assets with a tailored investment strategy for your SHP Retirement Road Map©. We assess your risk tolerance and capacity, diversify your portfolio, and help minimize taxes and fees for peak asset performance. Our fiduciary advisors dedicate themselves to aligning your investments with your long-term financial success. We draw from a universe of funds and equities to create a cost-efficient and high-quality portfolio for you.
03
Tax Planning
Our main goal with our tax planning services at SHP Financial is to optimize your financial portfolio and minimize your tax burden. Unlike tax preparation, tax planning is future-focused, and our financial advisors strive to find opportunities to reduce tax liability, whether for income, capital gains, or estate taxes. We offer personalized advice and proactive adjustments that help shield your wealth to the next generation.
04
Health Care Planning
Medical costs may pose the most significant financial burden in retirement. Our financial advisors ensure you are prepared with a strategy that includes Medicare options to cover rising healthcare expenses and out-of-pocket costs like prescriptions and dental care. We see a long-term care plan as essential and work to find solutions within your budget. By estimating future healthcare needs and leveraging tax-advantaged solutions, we fortify your SHP Retirement Road Map© with a plan that helps to ensure you get the care you need on the road ahead.
05
Legacy & Estate Planning
At SHP Financial, our thorough legacy planning takes every measure to help avoid probate, aim toward minimizing estate taxes, and help protect your interests. We arrange the practical matters of your estate and outline a plan of execution according to your wishes for your SHP Retirement Road Map©. We collaborate with estate planning attorneys and tax professionals to include wills, trusts, tax strategies, and charitable giving in your legacy plan. Our goal is to preserve your wealth, honor your values, and help ensure a seamless transition of assets to your beneficiaries.
What can you expect from SHP?
We stand out as a leader among other financial service providers in many ways, including:
Client-first Mentality
We are a trusted partner in your financial journey. We do well when you do. We are committed to our clients’ well-being and act in their best interests.
Personalized Service
We understand that every portfolio is unique. We customize our approach to meet your specific needs and work toward achieving the goals that are important to you.
Trusted Advisors
We have a team of certified professionals with extensive experience in financial planning, tax law, and accounting. We take a team approach to develop your customized plan.
Long-term Vision
Our five-part planning process creates strategies for the long haul, whether you are planning for retirement, education, or passing on your wealth.
Confidentiality and Security
With password-protected email encryption, a secure client portal, and a highly secure digital vault using LastPass cloud security technology, our clients can rest assured that their sensitive data is safe. We take our clients’ privacy and confidentiality seriously.
Clear Communication
We recognize that financial planning can be confusing and overwhelming. We help ensure our clients understand each aspect of their plan with clear, straightforward advice.
Ready to Take the Next Step?
Schedule A CallAt SHP Financial, we are your partner on the journey ahead. Each of our services addresses one of the five main points on the SHP Retirement Road Map®, our comprehensive plan for your financial future. We’ll be with you every step of the way, implementing your personalized plan and guiding and managing your strategy for life. Take the first step toward your dream retirement. Schedule a complimentary, no-obligation consultation today.
Our Clients' Experiences
All of the following testimonials are from current SHP Financial clients, and no compensation has been given for their statements.
